https://www.dyercropinsurance.com/articles-1 daily 0.75 2026-03-20 https://www.dyercropinsurance.com/articles-1/special-events monthly 0.5 2025-05-27 https://www.dyercropinsurance.com/articles-1/nursery-value-select monthly 0.5 2026-03-20 https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/1748305198745-1O9SMUPSW1U77D7UFXHM/unsplash-image-sFydXGrt5OA.jpg Articles - Nursery Value Select - Nursery Value Select (NVS) NVS is an inventory-based program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. Coverage is available for container and/or field grown plants. The plant must have the root system attached, or it is not eligible for insurance (non-insurable practice). NVS is a multi-peril dollar plan of insurance, with coverage levels available from 50% - 75%, in 5% increments. The coverage level acts like a deductible, just as a deductible works with your home or auto insurance. If you choose the 75% coverage level, that means you have a 25% deductible. https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/bbebde38-8bb1-4e37-a4e7-23138d4e59c1/Picture1.png Articles - Nursery Value Select - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/bc181355-2ef3-4e62-b678-0a1e3ba14cfb/NVS.png Articles - Nursery Value Select - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.dyercropinsurance.com/articles-1/whole-farm monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/1748295609557-NSTJJVUCNDM4AVUOGACR/unsplash-image-JMjNnQ2xFoY.jpg Articles - Whole-Farm Revenue Protection - A little while ago, I heard on the news about a farmer that had a herd of cattle. A thunderstorm rolled over his farm, so several of his cows decided to seek shelter under a tree. Lightning then struck the tree and unfortunately 31 of his cows DIED! Only 16 of his herd remained. It is much more than losing 31 cows though. He now has to go out and buy new cows, maybe a couple bulls. Then, assuming the cows he purchased are not bred, he has to wait around for that pesky gestation cycle. Meaning, he lost a LOT of his cattle income for at least two years. I worked as a credit analyst for the farm credit associations in our area for about 14 years before I decided to go into the crop insurance business. During this time, I saw a lot of cattle operations in our area. I don’t remember a single one saying they had their cattle insured. Something like this could be devastating to the livelihood of your farm; it isn’t just a little hit to your bottom line for one year. https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/0b564e75-b878-48a6-8bb7-0d754103810c/Picture1.png Articles - Whole-Farm Revenue Protection - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.dyercropinsurance.com/articles-1/pasture-rangeland-forage monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/1748290249614-BH6WJ34RJ9UPAH82NFWZ/unsplash-image-9h3qZh8aS-M.jpg Articles - Pasture, Rangeland, Forage - Pasture, Rangeland, and Forage (PRF) is a rainfall index plan of insurance. This program is designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation. It is not designed to insure against ongoing or severe drought, as the coverage is based on precipitation expected during specific 2-month intervals only. It is available for grazing and/or haying. https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/353350be-8f48-4e89-9a28-dcab0d472b57/Picture1.png Articles - Pasture, Rangeland, Forage - Make it stand out Here are the current subsidy factors for our area. https://www.dyercropinsurance.com/articles-1/livestock-risk-protection monthly 0.5 2026-03-09 https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/1748093280654-VP0L2553BHOUQSHSY9L4/unsplash-image-G_oWb_hcfx8.jpg Articles - Livestock Risk Protection - Livestock Risk Protection (LRP) is a single-peril crop insurance product, meaning it has one purpose, to protect you, the farmer, from a decline in price. LRP insurance protects cattle producers against unexpected down swings in the national market price. It functions like a put option, creating a floor on the national selling price at a future point in time, while allowing the producer to benefit from price increases. LRP Benefits for Producers Guaranteed Price LRP protects fed cattle producers against a decline in prices below the established coverage price. It is essentially a subsidized put. Contracts are offered on a per head basis, making it more customizable to smaller size operations, unlike CME contracts that are 40,000-pound contracts. For the feeder cattle option, if you don’t like current market prices, cattle do not have to be sold yet you may still be eligible for an indemnity (claim payment to you) at the end of the coverage period. LRP provides insurance only for a decline in livestock prices. The price at which livestock are actually sold is not used in indemnity (claim) calculations. The ending price on the policy is based on the CME board, NOT what you actually sell they calves for - 7 day rolling average LRP policy does not insure against: Death or other loss or destruction of livestock Any other loss or damage of any kind. https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/dc35be7e-e468-4cf8-9e96-ac03bb69ff46/Picture1.png Articles - Livestock Risk Protection - The premium for this policy is government subsidized, as part of the farm safety net. Subsidies are subject to change, but here are the current subsidy rates. You would need to select which coverage level you want. The coverage level is similar to a deductible on you car insurance. Say you have a $1,000 deductible for your car. If your car is valued at $10,000, you would actually only get $9,000. Coverage levels for crop insurance are much the same. If you select an 80% coverage level, then you would have a 20% deductible. The lower the coverage level, the cheaper your premium would be, but also the less coverage you will have if you have a claim. https://www.dyercropinsurance.com/articles-1/crop-hail-insurance monthly 0.5 2025-05-24 https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/cd3e215f-61a6-43c1-b183-049fe93c1d89/tempImagep2fCb4.jpg Articles - Crop-Hail Insurance - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.dyercropinsurance.com/articles-1/area-risk-protection monthly 0.5 2025-05-15 https://www.dyercropinsurance.com/articles-1/catastrophic-risk-protection monthly 0.5 2025-05-15 https://www.dyercropinsurance.com/articles-1/yield-protection monthly 0.5 2025-05-15 https://www.dyercropinsurance.com/articles-1/revenue-protection monthly 0.5 2025-09-04 https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/9ebc58d3-011b-45ff-aa2b-57fa2c990cc4/tempImagesoNwrr.jpg Articles - Revenue Protection - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6823b42e3e800375c0db6036/96ccbf6f-bec0-440d-9222-a0f1a52bba09/25+subsidy+rates.png Articles - 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